3 years ago, I was a senior in high school and my parents signed me up for a one-hour financial literacy workshop after school. I was annoyed but agreed to go.
There were about 20 other kids in the room and a financial institution’s logo prominently displayed on the projector screen. A guy walked in and started:
“Today we’ll learn about budgeting, savings, investing, and taxes…Budgeting helps you provide purpose for your money…”
He was very knowledgeable and eloquent, but most of my friends quickly dozed off and started talking to each other – some were even playing on their phones. After all, this workshop didn’t count towards our GPA so students were not incentivized to engage.